Fiat Currency Trading Service Agreement

I. Definitions

1. Fiat Currency Trading: Refers to the over-the-counter (OTC) digital asset trading services provided by the OMIN platform. You may post buy or sell orders on the fiat currency trading page to complete digital asset transactions with other users. All users must ensure the legality and reliability of the source of funds used in fiat currency trading. 
2. Fiat Currency Trading Rules: Includes all user agreements, fiat currency trading rules, terms, implementation rules, announcements, and other content currently published or to be published in the future by this Website. 
3. Digital Assets: Generally refers to non-monetary assets of certain value existing in electronic data form. In this Agreement, digital assets specifically refer to assets permitted for trading on this platform, such as BTC, ETH, USDT, etc. 

II. Usage Specifications and Requirements

1. You must ensure the legality of the digital assets sold or purchased and the funds paid when posting buy or sell orders on the fiat currency trading page. You shall not post information unrelated to digital asset trading on the platform. Your trading activities must comply with the laws and regulations of your jurisdiction and the fiat currency trading rules of this platform, and must not infringe upon the legitimate rights and interests of any third party. 
2. When using the fiat currency trading services of this platform, if you post or accept a buy or sell order, you agree to the price and quantity displayed in the order. Once a transaction is confirmed, the transaction price will be locked, and neither party may modify or add any fees during the transaction. The digital assets involved in the transaction will be held in escrow by this platform until the seller confirms receipt of the full payment and completes the payment confirmation. 
3. You shall complete payment on time based on the valid payment information provided by the seller. The payment method shall be mutually agreed upon by the transacting parties, which may include online banking transfers, Alipay, WeChat, etc. This platform shall not be liable for any transaction disputes arising from payment methods not designated by this platform. 
4. When conducting fiat currency trading, carefully verify the type, quantity, price, and payment information of the digital assets being traded. Ensure that the payment or receipt account you provide belongs to you. If the account belongs to another person, you shall bear any legal consequences arising therefrom. 
5. You must maintain a proper trading order, avoid disparaging competitors, interfering with other transactions, or improperly improving your own creditworthiness. This platform has the right to take necessary measures against actions that disrupt the normal trading order, including closing transaction orders and restricting account functions. 
6. If you violate the rules or disrupt the normal trading order during a transaction, this platform has the right to take measures as necessary, such as closing orders or restricting account use. 
7. You shall act in good faith during transactions, ensuring that the information you post is true and valid, and fulfill your transaction commitments. 
8. Users shall fulfill applicable tax obligations in accordance with applicable laws. The platform will assist users in providing relevant transaction records as required by law but shall not bear any tax liability of the user. 

III. Fees

IV. Dispute Resolution for Digital Asset Transactions

1. If the buyer fails to complete payment within the prescribed time, resulting in order timeout, the seller may file a complaint. After arbitration, the order will be deemed canceled, and no further disputes or changes may be raised. 
2. If a dispute arises between the buyer and seller, either party may file a complaint through this platform for dispute resolution. This platform will decide whether to release the transacted digital assets to one of the disputing parties based on the transaction terms, payment evidence, and the provisions of the User Agreement. 
3. In the event of a transaction dispute, the buyer must provide proof of payment (e.g., transfer screenshot, transaction ID, etc.) within 24 hours as required by the platform. Users shall submit a dispute claim within 3 days after the dispute arises, with supporting materials including but not limited to transaction records and payment vouchers. This platform will complete a preliminary review within 5 working days after receiving the complete materials and take corresponding measures based on the review results. If this platform suspects the buyer of fraudulent behavior, it may provide relevant information to the seller to facilitate recovery of funds and prevent fraudulent activities. 
4. Providing false information or documents, making false claims, or attempting to improperly influence the transaction outcome will be deemed a violation of this Agreement. The arbitration decision of this platform is binding. By accepting this Agreement, users accept this arbitration mechanism; however, the platform's arbitration does not preclude users from resolving disputes through legal channels. 

V. Liability and Disclaimers

1. This platform only provides fiat currency trading services. Regarding the risks and defects that may exist in the buy and sell information posted by users, this platform endeavors to ensure a user-friendly trading experience through compliance reviews. However, due to the large volume and frequent changes of fiat currency trading information, the platform cannot review every transaction. Therefore, users should exercise caution in their judgment. This platform acts solely as a technical service provider for fiat currency transactions between users, and users assume all legal liability and risks arising from the transaction process. 
2. Due to the unique nature of digital asset trading, users should guard against money laundering risks and verify the identity of their counterparties in accordance with the KYC (Know Your Customer) principle; otherwise, they may face risks such as asset freezing. 
3. If the transaction information you post violates this Agreement or the platform rules, the platform has the right to delete, block, or take other measures regarding such information. The platform shall not be liable for any resulting losses, which shall be borne by the poster. 
4. If you violate laws and regulations or the fiat currency trading rules of this platform, the platform has the right to restrict or freeze your account and its assets, and take other reasonable measures to prevent the escalation of adverse consequences. 
5. If your actions cause losses to this platform (including direct economic losses and indirect losses such as damage to goodwill, legal fees, litigation costs, etc.), you shall compensate the platform for all such losses. 
6. This platform shall not be liable for transaction failures caused by network interruptions, force majeure, or other reasons not attributable to the platform, but will do its best to assist users in minimizing losses. 
7. The platform shall exercise reasonable diligence when reviewing transaction content but cannot guarantee that all information is completely true and error-free. 
8. The platform will strictly comply with data protection laws and regulations and properly protect users' personal information. Without the user's consent, the platform will not disclose user information to third parties unless required by laws or regulations. 

VI. Commitment Regarding the Legality of Assets